Massachusetts bankruptcy lawyer helping with personal & business debt relief.

If you find yourself in the unfortunate position of owing your creditors more money than you can pay, and feel you need to declare bankruptcy and get a fresh start on your finances, our office can help you. Our law firm handles Chapter 7 and 13, bankruptcy filings.

Prior to making that drastic decision, it is a good idea to sit down with one of our Massachusetts bankruptcy lawyers to discuss your financial situation. Our Attorneys can explain to you the difference between the various forms of bankruptcy such as filing for chapter 7 or re-organizing under chapter 13 in Massachusetts pursuant to the United States Bankruptcy Code.

We can help you avoid:

• Tax problems
• Foreclosures
• Auto and truck repossessions
• Creditor harassment
• Lawsuits
• IRS wage garnishment
• Tax levies and seizure

Chapter 13 Representation
Chapter 13 is a wage-earner repayment plan. It is a federal law designed to help individuals, married people and single-owner businesses repay a portion of their debts with dignity and peace of mind. Additionally, in a Chapter 13, you may be able to strip away second mortgages and equity lines, as well as reduce the principal of mortgages on investment property.

Chapter 7 Representation
Chapter 7 is a federal bankruptcy law enacted by Congress to give individuals, married couples or businesses in financial difficulty a fresh start. Chapter 7 is a straight liquidation bankruptcy that allows individual debtors to discharge (and not pay) unsecured debts. Unsecured debts include many but not all purchases made on credit cards. Filing under Chapter 7 may allow you to keep many assets and then start over.

We may be able to protect your home, vehicle , wages, retirement account and other valuable assets. The Law Office of Goldstein and Clegg, LLC practices under the Bankruptcy Reform Act of 2005.

Business Bankruptcy & Corporate Relief:

A business can file for two types of bankruptcy:

• Reorganization
• liquidation

If you feel you need a fresh start, contact Attorney Michael Goldstein today to set up a free consultation at 781 595 3800.

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